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Digital Banking


Get the Most from your Banking Experience

Make sure you’re getting the most from your banking experience

You’re 1,000 miles from home on vacation and realize you forgot to drop your mortgage payment in the mail. You need to deposit a check but don’t have time to go by the bank or ATM. You spot an awesome purse in a store window on your lunch break, but have lost track of your account balance.

All of these dilemmas are easily solved with mobile banking from Southern Bank. According to a 2015 study, around 55% of Americans are now using mobile banking. If you’re not currently signed up, you’re not getting the most from your checking account. It’s free, secure, easy to use and offers the ability to:

  • Check available balances 24/7
  • View transaction history
  • Transfer funds between enabled accounts
  • Pay bills
  • Deposit checks right from your mobile phone

Getting started is easy. Mobile banking is available via any web-enabled phone or mobile device, and is available for free download from your smartphone’s app store.

Southern Bank provides mobile banking as a free service to our Online Banking customers, however, web access is needed to use our mobile banking product. Your mobile communications carrier may charge you for web access. Please check with your service provider for specific fees and charges.

To be eligible for Mobile Deposit, the customer must meet all of the following requirements: be an active customer of Southern Bank for a minimum of 90 days; be currently enrolled in online banking; have no more than three return deposit items within the last three months; have the Southern Bank mobile app installed on his/her mobile device.