What kind of account?
What kind of loan?
Southern Bank Location Near You
St. Joseph, MO Bank | Frederick Ave Branch
Southern Bank
3727 Frederick
St. Joseph, MO 64506
Branch Hours
Lobby Hours
Monday - Friday
9:00 am - 5:00 pm
Drive-Thru Hours
Monday - Friday
8:00 am - 5:30 pm
Saturday
9:00 am - 12:00 pm
Extended hours with our ITM - Video Tellers - located in the drive-thru.
Monday - Friday
7:00am - 7:00pm
Saturday
7:00am - 3:00pm
Available on most holidays.
What can you do at an
ITM - Video Teller?
Video Tellers allow you to chat face-to-face with a personal banker, who can help you:
- Cash a check
- Deposit cash or check
- Transfer funds
- Make a loan payment
ITM - Video Teller machines also function as ATMs 24/7.
Accounts that account for everything.
Personal Checking Accounts
Your financial journey is unique to you. That’s why we offer a variety of personal checking accounts designed to work for you and your goals.
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Personal Savings Accounts
>No matter what stage of life you’re in, you need flexibility. We offer a variety of personal savings account options to meet your needs.
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Business Accounts
>Whether you need quick access to cash or you’d prefer your funds to grow, we have a checking account for you and your business.
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Lenders you can lean on.
Business Loans
>Explore options for small business, real estate, agriculture, working capital, and equipment loans.
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Home Loans
>Let’s get you home. Find information on mortgage, refinancings, home equity loans, and lines of credit.
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Consumer Loans
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Get started with an auto, ATV, RV, or boat loan and check out our credit card options.
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