Southern Bank offers loans and financing guaranteed by the SBA and USDA for startup or established small businesses. We can help you choose the loan that best fits your needs.
Small Business Loans
Funding to keep
Small Business Association
Common types of SBA loans.
As an SBA Express lender, we can make decisions locally, making the process quicker and easier. We have small business lenders across our branches who focus on SBA loans and take the complexity out of government backed loans.
There is a long list of ways SBA loans can help your business. Our experienced SBA Lending team will get to know your business, your goals, and offer a loan solution to help you take advantage of the many benefits available through the SBA loan program. Let’s have a conversation. We’re ready to help.
USDA Rural Development Authority
Business creation and growth in rural areas.
USDA Rural Development Authority loans are designed to stimulate business creation and growth in rural areas. This program makes private credit more available by guaranteeing loans for rural businesses. The following types of businesses qualify for loan guarantee:
- For-profit businesses
- Federally-recognized tribes
- Public bodies