Your financial journey is unique to you. That’s why we offer a variety of personal checking accounts designed to work for you and your goals.
Checking Accounts
Accounts that account for everything
Most Popular
Keeps Spending + Keeps Savings helps you save every time you spend.
It includes a spending and savings account, and you keep the change on every debit card purchase with automatic round-up and deposit. Extra security is built in with IDProtect® and Cell Phone Protection.
Explore other options:
Southern Advantage
A great checking account option for those looking to earn interest.
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Southern Basic
Get exactly what you need with a simple, straightforward checking account.
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Southern Elite
A checking account for our well-deserving, 50+ customers who desire to earn interest.
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For Kids and Teens
First Spending with First Savings gets kids and teens started off right.
Make finances a shared interest with this account for Kids and Teens. Teach your child banking basics with built-in safety features, and the perfect level of control.
Benefits and Services
Your Mastercard® Debit Card
Your Mastercard® debit card comes with many benefits and perks. Find out how to take advantage of them all.