Featured Account
Platinum Savings
Our new Platinum Savings account gives you our best savings account rate. Move your money to maximize your return. Open an account online in minutes.
Savings Accounts
Save your way.
Traditional savings accounts.
Southern Savings
Our standard savings account comes with competitive interest on every dollar deposited — and lots of free benefits.
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Money Market Accounts
Money Market Platinum offers a savings account with some checking features.
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Certificate of Deposits (CD)
We offer fixed rates and a wide range of terms. Open a certificate for as little as $1,000 to establish a guaranteed form of savings.
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Youth Savings
It’s never too early to teach the value of saving for the future. Benefit from competitive interest as you help your infant, kid or teen save for the future.
Specialized savings options:
First Time Home Buyer Savings
Start saving for the down payment and closing costs of one of your biggest purchases: your first home.
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Health Savings Account (HSA)
Do you have a high deductible health insurance plan? Save money to help you pay for qualified medical expenses.
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Individual Retirement Accounts (IRAs)
Southern Bank is your go-to for a bank IRA account. We offer traditional and Roth IRAs at competitive interest rates.
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Christmas Club Savings
Set aside funds year-round for the upcoming holiday season by customizing your savings plan to fit your needs.