Online Banking

Check your account anytime, anywhere.

Bank account holder checking their account online

Do what you need to do when it’s convenient for you — without having to visit a branch. But, if you ever need anything, we’re always here to help.

Online Banking puts
you in control.

Explore the tools below to find out how online banking can make banking a lot more convenient.

Pay Bills

Save money on stamps, checks and trips to the bank — and avoid missing payments. Manage and pay your bills online in one place with one secure password.

Learn More >

Control your Debit Cards

Control where, when, and how your debit card is used with Card Center. Set spending limits, turn cards off and on, set controls and alerts, and create travel plans. Monitor your card activity in real time.

Learn More >

Monitor your Credit Score

Keep tabs on your credit score, set goals and learn how to improve it, and more, all from within online banking and the mobile app.

Learn More >

Send Money with Zelle®¹

Safely and easily send money to friends, family, and other people you trust. 2

Learn More >

Track your Spending

Monitor your spending habits and financial goals with the My Spending Tool. Use My Spending to see how you have spent over time and where your money is going.

Learn More >

Get Paperless Statements

We promise you won’t miss that stack of unopened envelopes. Even better, losing the paper trail also means gaining security.

Learn More >

Smart Watch Icon

Apple Watch

Now it’s even easier to check your balance on the go – right from your wrist – with the Southern Bank app for Apple Watch.

Learn More >

Credit Score Icon

My Credit Score

Take control of your credit score - right from within online banking and the mobile app. My Credit Score allows you to monitor your credit score, see your credit report, run scenarios to see how it will affect your score, set a goal to increase your score, and more.

Start Here >

Transfer Money

How do I transfer money via online banking?

  1. Log in to online banking
  2. Click the Move Money tab and select Schedule Single Transfer or Schedule Multiple Transfers
  3. Select the accounts you wish to transfer from and to, enter a description amount, frequency, period, and scheduled date
  4. Click Transfer

The cut-off time for internal transfers is 7:00pm CDT; 4:00pm CDT for external transfer.

Security and Technology

All of our online banking tools are highly encrypted and secure. However, it is vital that you adhere to safe banking practices and keep yourself prepared with tools that can keep you from falling victim to fraud.

Start Here >

Disclosures:

1 Mobile network carrier fees may apply.

2 Must have a bank account in the U.S. to use Zelle®.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.