Do what you need to do when it’s convenient for you — without having to visit a branch. But, if you ever need anything, we’re always here to help.
Online Banking
Check your account anytime, anywhere.

Online Banking puts
you in control.Explore the tools below to find out how online banking can make banking a lot more convenient.
Pay Bills
Save money on stamps, checks, and trips to the bank — and avoid missing payments. Manage and pay your bills online in one place with one secure password.
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Send Money with Zelle®¹
Safely and easily send money to friends,family, and other people you trust.²
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My Spending Tool
Keep tabs on your spending habits and financial goals. Use My Spending to see how you have spent over time and where your money is going.
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Transfer Money
Pay your kid’s allowance, move money from checking to savings, or schedule a loan payment. Do you have an account somewhere else? You can even transfer money to an outside account.
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Apple Watch
The Southern Bank app is available on Apple Watch. Visit the app on your watch to download today.
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Paperless Statements
We promise you won’t miss that stack of unopened envelopes. Even better, losing the paper trail also means gaining security
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Security and Technology
All of our online banking tools are highly encrypted and secure. However, it is vital that you adhere to safe banking practices and keep yourself prepared with tools that can keep you from falling victim to fraud.
Disclosures:
1 Mobile network carrier fees may apply.
2 Must have a bank account in the U.S. to use Zelle®.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.