Merchant Card Services

Optimize customer payments.

Process customer payments like debit, credit, gift, and loyalty cards. Southern Bank and Worldpay can connect your business with simplified payments, technology, and easy-to-use tools to help you grow.

Businessman working in storefront


There's no business quite like yours.

So why should your merchant services program be the same as everyone else’s? To stay competitive, you need payment solutions that connect with customers in all the new ways they expect to pay. That’s where Southern Bank comes in. With our strategic partner Worldpay from FIS, one of the top payment processors in the nation, we work with large and small businesses to provide the latest payment technology.

We'll help you:

Reduce risk - with a comprehensive suite of advanced data security offerings that make it easier to help protect your business and your customers.

Drive revenue – with business-building tools designed to nurture existing customers and attract new ones, while improving efficiency.

Get more value – with a consultative payment processing analysis. In addition to a free, no-obligation quote and transparent pricing, we’ll help you maximize your results with payment processing designed for your specific business.

Take a look at a few of our payment offerings that help streamline your operations, and then, let’s talk.

EMV/Chip card processing

Limit your fraud liability and preserve customer trust with an EMV and encryption-enabled payment terminal. Processing chip cards with an updated payment device can help protect your business by ensuring that your customers’ payment cards are valid, while limiting your fraud chargeback liability and protecting sensitive card data.