Articles

Home Buying

How do new construction loans work?

How do new construction loans work? Learn about them here and find out the benefits of getting a construction loan to build your dream home.

Fraud Prevention

Mortgage Scams: How to spot the red flags

So, you’ve received a postcard in the mail that says there’s an “important matter” concerning your mortgage that requires your immediate response...

Business

How to Get a Loan for Land

Buying land to start or expand your farm comes with more options than you might think. Get started here and find out more about how to get a loan for land.

Business

How to Get a Farm Loan

We have everything you need to know about how to get a farm loan. See how a farm loan can be used and get the process started with Southern Bank.

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Press Releases

Press Release

Southern Bank Welcomes Shon Bauer

Southern Bank is happy to announce the addition of Shon Bauer as Community Bank Manager in Anna IL.

Press Release

We're Branching Out

We’re thrilled to announce that Southern Bank’s parent company, Southern Missouri Bancorp, Inc (SMBC), has signed a merger agreement with Citizens Bank and Trust Company.

Press Release

Southern Bank Welcomes David McClain

Southern Bank is pleased to introduce David McClain as the newest member of its Board of Directors, to be effective at the bank’s regularly scheduled October board meeting.

Press Release

Online Banking Security Upgrade – Feb. 2022

In the coming days, Online Banking will undergo an enhancement to add another layer of security to online banking for your protection.

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Money Management

How to buy your first car

Excited to purchase your first car? We can help you through the process and give you everything you need to know.

Money Management

How Do I Open a Savings Account For a Child or Grandchild?

Looking to open a savings account for your child or grandchild? We’ll show you what you need, and how starting early leads to success down the road.

Money Management

Tax Refund Direct Deposit

What happens if you get the routing number or account number wrong? Here’s what you need to know as well as some new policies to watch for in tax year 2021.

Money Management

Key Differences Between Checking & Savings

What are the key differences between checking and savings accounts? Learn more about what each account is for and how to use them right here.

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Fraud Prevention

Mortgage Scams: How to spot the red flags

So, you’ve received a postcard in the mail that says there’s an “important matter” concerning your mortgage that requires your immediate response...

Fraud Prevention

11 Tips for Summer Trips

Vacations are that much needed time away full of relaxation and enjoyment with friends, family, or maybe even just yourself.

Fraud Prevention

9 Tips for Avoiding Fraud

Fraud can be devastating to someone’s financial situation or credit history and, unfortunately, it’s become a common occurrence.

Fraud Prevention

Holiday Shopping Tips

Whether you’re shopping in-store or online this holiday season, follow these tips to keep your information safe.

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Home Buying

How do new construction loans work?

How do new construction loans work? Learn about them here and find out the benefits of getting a construction loan to build your dream home.

Home Buying

How to qualify for a home equity loan

Wondering how to qualify for a home equity loan, but not sure what you need? Find out here and get started right away with a Southern Bank lender.

Home Buying

What is mortgage insurance and do you need it?

Wondering about mortgage insurance and if you need it? We’ll show you the different types of mortgage insurance and how to avoid the added cost.

Home Buying

How to get prequalified for a home loan

Are you wondering how to get prequalified for a home loan? It’s simpler than you think, and it may be the best place to start in the home buying process.

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Business

How to Get a Loan for Land

Buying land to start or expand your farm comes with more options than you might think. Get started here and find out more about how to get a loan for land.