Southern Bank in St Joseph, MO

Your financial journey is unique to you. That’s why we offer a variety of personal checking accounts designed to work for you and your goals.

No matter what stage of life you’re in, you need flexibility. We offer a variety of personal savings account options to meet your needs.

Whether you need quick access to cash or you’d prefer your funds to grow, we have a checking account for you and your business.

Explore options for small business, real estate, agriculture, working capital, and equipment loans.

Let’s get you home. Find information on mortgage, refinancings, home equity loans, and lines of credit.

Get started with an auto, ATV, RV, or boat loan and check out our credit card options.