Having a bank account doesn’t have to be complicated. With Southern Basic, you get exactly what you need in a checking account without all the hassle. Don’t have time to visit a branch? Get started right now by applying online.
Southern Basic
Checking simplified.

Account Details
Here's what you can expect:
- Unlimited check writing.
- $100 minimum deposit to open an account.

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Features
This account comes with these EXTRA features:

Online Banking

Mobile Banking

Mobile Deposit

Mastercard® Debit Card

Access to CardValet®

MoneyPass ATM's

Electronic statements
SERVICE FEE
A $2.00 monthly service fee applies, but can be easily avoided by:
- Enrolling in electronic statements, OR
- Maintaining a minimum daily balance of $2,500 or greater