Having a bank account doesn’t have to be complicated. With Southern Basic, you get exactly what you need in a checking account without all the hassle. Don’t have time to visit a branch? Get started right now by applying online.
Southern Basic
Checking simplified.

Account Details
Here's what you can expect:
- Unlimited check writing.
- $100 minimum deposit to open an account.

You are about to leave BankWithSouthern.com
This link takes you to a third-party website that is not controlled by Southern Bank, and whose privacy policy may differ from ours. Southern Bank is not responsible for and does not guarantee the content of, or products/services provided by, this third-party site.
If you do not wish to leave the site, please click the “X” in the upper right hand corner, or reload the page in your browser.
Features
This account comes with these EXTRA features:

Online Banking

Mobile Banking

Mobile Deposit

Mastercard® Debit Card

Access to CardValet®

MoneyPass ATM's

Electronic statements
SERVICE FEE
A $2.00 monthly service fee applies, but can be easily avoided by:
- Enrolling in electronic statements, OR
- Maintaining a minimum daily balance of $2,500 or greater