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Platinum Savings
Southern Savings
Money Market Platinum
What makes this account right for me?

A tiered, high-yield savings with a variable rate. Based on the 91-Day Treasury Bill.

A straightforward, tiered-rate savings account.

Tiered interest rates and the flexibility to access your funds at any time.

Minimum to open

$1,000

$100

$1,000

Annual Percentage Yield
(APY)

APY1
Balances $1,000.01 and above

0.25% APY1
Balances $0.01 - $25,000.00

1.00% APY1
Balances $0.01 - $25,000.00

Free withdrawals

6 per month

6 per month

6 per month

Online & Mobile Banking
Orange Checkmark in Circle
Orange Checkmark in Circle
Orange Checkmark in Circle
Mobile Deposit
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Monthly Service Fees

$10

$4

$6

How to eliminate the service fee

Enroll in online statements

OR

Maintain an average daily balance of $10,000

Enroll in online statements

OR

Maintain an average monthly balance of $300

Enroll in online statements

OR

Maintain an average balance of $1,000

Minimum to Open

$100

$1,000

$1,000

Annual Percentage Yield (APY)

0.25% APY1
Balances $0.01 - $25,000.00

APY1
Balances $1,000.01 and above

1.00% APY1
Balances $0.01 - $25,000.00

Free Withdrawals

6 per month

6 per month

6 per month

Online & Mobile Banking
Orange Checkmark in Circle
Orange Checkmark in Circle
Orange Checkmark in Circle
Mobile Deposit
Orange Checkmark in Circle
Orange Checkmark in Circle
Orange Checkmark in Circle
Monthly Service Fee

$4

$10

$6

How to eliminate the service fee

Enroll in online statements

OR

Maintain an average monthly balance of $300

Enroll in online statements

OR

Maintain an average daily balance of $10,000

Enroll in online statements

OR

Maintain an average balance of $1,000

Interested in long-term, guaranteed earnings? Check out our CD options.

Current CD Specials

Southern Bank's Current Special Offers

Minimum deposit of $1,000 required. Minimum daily balance requirement must be met to earn annual percentage yield. A penalty will or may be imposed for early withdrawal. The interest rate and annual percentage yield may change at maturity. Fees incurred may reduce earnings. APY is accurate as of 08/02/2023. See local branch for details.

Standard Certificate of Deposit (CD)2,3

What makes this account right for me?

Locked-in rates typically higher than average savings. Click Let’s talk! in the lower right corner to get today’s rates.

Minimum to open

$1,000

Available terms

6, 12, 18, 24, 36, 48, and 60-month terms

Monthly Service Fee

None

Disclosures

1 Tiered rate account. See a personal banker for additional rate tier information. Rates are subject to change daily.

2 Current interest rates are available upon request and are subject to change at any time.

3 Early withdrawals subject to penalty.

Calculate how much you can save.