The balance earns the 91-Day Treasury Bill Rate minus 0.10% and will change at the opening of business on the first business day of each month.
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Platinum Savings
Southern Savings
Money Market Platinum
What makes this account right for me?
A tiered, high yield savings with a variable rate. Based on the 91-Day Treasury Bill.
A straightforward, tiered-rate savings account.
Tiered interest rates and the flexibility to access your funds at any time.
Minimum to open
$1,000
$100
$1,000
Annual Percentage Yield
(APY)
APY1
Balances $1,000.01 and above
0.25% APY1
Balances $0.01 - $25,000.00
1.00% APY1
Balances $0.01 - $25,000.00
Free withdrawals
6 per month
6 per month
6 per month
Online & Mobile Banking
Mobile Deposit
Monthly Service Fees
$10
$4
$6
How to eliminate the service fee
Enroll in online statements
OR
Maintain an average daily balance of $10,000
Enroll in online statements
OR
Maintain an average monthly balance of $300
Enroll in online statements
OR
Maintain an average balance of $1,000
Southern
Savings
Platinum Savings
Money Market
Platinum
A straightforward, tiered-rate savings account.
A tiered, high yield savings with a variable rate. Based on the 91-Day Treasury Bill.
Tiered interest rates and the flexibility to access your funds at any time.
Minimum to Open
$100
$1,000
$1,000
Annual Percentage Yield (APY)
0.25% APY1
Balances $0.01 - $25,000.00
APY1
Balances $1,000.01 and above
1.00% APY1
Balances $0.01 - $25,000.00
Free Withdrawals
6 per month
6 per month
6 per month
Online & Mobile Banking
Mobile Deposit
Monthly Service Fee
$4
$10
$6
How to eliminate the service fee
Enroll in online statements
OR
Maintain an average monthly balance of $300
Enroll in online statements
OR
Maintain an average daily balance of $10,000
Enroll in online statements
OR
Maintain an average balance of $1,000
Current CD Specials
Minimum daily balance requirement must be met to earn annual
percentage yield. A penalty will be imposed for early
withdrawal. The interest rate and annual percentage yield may
change at maturity. Fees incurred may reduce earnings. APY is
accurate as of 06/12/2024.
Minimum daily balance requirement must be met to earn annual
percentage yield. A penalty will be imposed for early
withdrawal. Fees incurred may reduce earnings. The interest
rate or annual percentage yield may change at maturity. The
rate will be based on the 91-Day Treasury rate as reported in
the Federal Reserve Board of Governors statistical release on
the Selected Interest Rates (H.15),Rate accurate as of
7/1/2024.
Or visit your local branch to open a CD today.
Standard Certificate of Deposit (CD)2,3
What makes this account right for me?
Locked-in rates typically higher than average savings. Click Let’s talk! in the lower right corner to get today’s rates.
Minimum to open
$1,000
Available terms
6, 12, 18, 24, 36, 48, and 60-month terms
Monthly Service Fee
None
Disclosures
1 Tiered rate account. See a personal banker for additional rate tier information. Rates are subject to change daily.
2 Current interest rates are available upon request and are subject to change at any time.
3 Early withdrawals subject to penalty.