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Compare Account Benefits

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Platinum Savings
Southern Savings
Money Market Platinum
What makes this account right for me?

A high yield savings account with a variable rate. Based on the 91-Day Treasury Bill.

A straightforward, tiered-rate savings account.

Tiered interest rates and the flexibility to access your funds at any time.

Minimum to open

$1,000

$100

$1,000

Annual Percentage Yield
(APY)

APY
Balances $.01 and above

0.25% APY 1
Balances $0.01 - $25,000.00

1.00% APY 1
Balances $0.01 - $25,000.00

Free withdrawals

6 per month

6 per month

6 per month

Online & Mobile Banking
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Mobile Deposit
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Monthly Service Fees

$10

$4

$6

How to eliminate the service fee

Enroll in online statements

OR

Maintain an average daily balance of $10,000

Enroll in online statements

OR

Maintain an average monthly balance of $300

Enroll in online statements

OR

Maintain an average balance of $1,000

Minimum to Open

$100

$1,000

$1,000

Annual Percentage Yield (APY)

0.25% APY 1
Balances $0.01 - $25,000.00

APY 1
Balances $1,000.01 and above

1.00% APY 1
Balances $0.01 - $25,000.00

Free Withdrawals

6 per month

6 per month

6 per month

Online & Mobile Banking
Orange Checkmark in Circle
Orange Checkmark in Circle
Orange Checkmark in Circle
Mobile Deposit
Orange Checkmark in Circle
Orange Checkmark in Circle
Orange Checkmark in Circle
Monthly Service Fee

$4

$10

$6

How to eliminate the service fee

Enroll in online statements

OR

Maintain an average monthly balance of $300

Enroll in online statements

OR

Maintain an average daily balance of $10,000

Enroll in online statements

OR

Maintain an average balance of $1,000

Current CD Specials

Minimum daily balance requirement must be met to earn annual percentage yield. A penalty will be imposed for early withdrawal. The interest rate and annual percentage yield may change at maturity. Fees incurred may reduce earnings. APY is accurate as of 08/12/2024.
17 month CD special. 4.97% APY. CD will auto renew to a 6-month variable rate term.

The balance earns the 91-Day Treasury Bill Rate minus 0.10% and will change at the opening of business on the first business day of each month.

Minimum daily balance requirement must be met to earn annual percentage yield. A penalty will be imposed for early withdrawal. Fees incurred may reduce earnings. The interest rate or annual percentage yield may change at maturity. The rate will be based on the 91-Day Treasury rate as reported in the Federal Reserve Board of Governors statistical release on the Selected Interest Rates (H.15), Rate accurate as of 10/1/2024.

Or visit your local branch to open a CD today.

Standard Certificate of Deposit (CD) 2,3

What makes this account right for me?

Locked-in rates typically higher than average savings. Click Let’s talk! in the lower right corner to get today’s rates.

Minimum to open

$1,000

Available terms

6, 12, 18, 24, 36, 48, and 60-month terms

Monthly Service Fee

None

Disclosures

1 Tiered rate account. See a personal banker for additional rate tier information. Rates are subject to change daily.

2 Current interest rates are available upon request and are subject to change at any time.

3 Early withdrawals subject to penalty.