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Free Kasasa Cash

Our free, high-interest Kasasa Cash® Checking account is all about great rewards that go straight to you.

This no monthly service fee account also has the added benefit of an impressive 3.01% APY* .  Just do a few simple things you’re probably already doing and watch the rewards add up!

Earning your rewards is easy!

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in eStatements
  • Have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle

If you don’t qualify for the full rewards one month, don't worry!

You’ll always have free checking, plus a base interest rate of 0.10% APY*. And you can always get right back to earning 3.01% APY* and enjoying refunds on ATM fees the next month you qualify.

Account available to residents of Missouri, Arkansas and Illinois only.

$100.00 minimum to open account. *APY = Annual Percentage Yield.  APY's accurate as of July 1, 2017, rates may change at any time. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle.  ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.  ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our facilities.  ATM-processed transactions do not count towards qualifying check card transactions.  (2) balances up to $15,000 receive APY of 3.01% and balances over $15,000 earn 0.15% APY on a portion of the balances over $15,000, resulting in 3.01% - 0.48% APY depending upon balance. If qualifications are not met, all balances earn 0.10% APY.  Qualifying transactions must post to and settle account during monthly qualification cycle.    Transactions may take one or more banking days from transactions date was made to post and settle the account.  "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.  Accounts are available to Missouri, Arkansas and Illinois residents and for personal use only.  Effective July 2017. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Ready to open your account?

You’re only a few minutes away from a brand new account.