Children & Student Savings

It is never too early to teach the value of saving for something important.

Children under 18 earn competitive interest on every dollar deposited and only have to maintain a low $25 minimum balance to avoid the $2 monthly service fee.  Most importantly, valuable money management skills learned will benefit them throughout their entire life.

  • Available to children and students under the age of 18*
  • Competitive interest on entire balance
  • Avoid the $2 monthly service fee by maintaining a $25 minimum average daily balance
  • 6 free withdrawals per month; $1 per withdrawal in excess thereafter
  • Helps develop strong saving habits from an early age
  • Free online banking & bill pay with POP Money
  • Free eStatements
  • Free mobile banking with mobile deposit
  • $25 minimum deposit to open

*Parent, grandparent, or legal guardian must jointly be on the account and must have an account relationship with Southern Bank.

Ready for a new account?

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