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Kasasa Cash:

$100.00 minimum to open account. *APY = Annual Percentage Yield.  APY's accurate as of July 1, 2017, rates may change at any time. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle.  ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.  ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our facilities.  ATM-processed transactions do not count towards qualifying check card transactions.  (2) balances up to $15,000 receive APY of 3.01% and balances over $15,000 earn 0.15% APY on a portion of the balances over $15,000, resulting in 3.01% - 0.48% APY depending upon balance. If qualifications are not met, all balances earn 0.10% APY.  Qualifying transactions must post to and settle account during monthly qualification cycle.    Transactions may take one or more banking days from transactions date was made to post and settle the account.  "Monthly Qualification Cycle" means a period beginning the first day of the month and ending the last day of the month; which is the same date period as your statement cycle.  Accounts are available to Missouri, Arkansas and Illinois residents and for personal use only.  Effective July 2017. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back:

$100.00 minimum to open account. When qualifications are met, you will receive 4% cash back on check card purchases up to $150 in total check card purchases during the monthly qualification cycle or maximum total cash back of $6 per monthly qualification cycle.  The cash back rewards will be credited to your account on the last day of your statement cycle.  Domestic ATM fees incurred during monthly qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle.  ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.  ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our facilities.  ATM-processed transactions do not count towards qualifying check card transactions.  Transactions may take one or more banking days from transactions date was made to post and settle the account. "Monthly Qualification Cycle" means a period beginning the first day of the month and ending the last day of the month; which is the same date period as your statement cycle.  Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if qualifications are met within monthly qualification cycle.  Accounts are available to Missouri, Arkansas and Illinois residents only.  Effective July 2017. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Premium 50 (Personal):

*1.01% Annual Percentage Yield (APY) paid on balances up to $10,000. Balances over $10,000 earn 0.15% APY. Premium 50 rates effective 09-01-2016 and are subject to change. Minimum to open account is $100. Available to personal accounts only.