Today's Rates

We're working on a new way to show you the best rates. For now, please get in touch with one of our mortgage lenders to learn more and get your personalized mortgage rate.


1 Annual Percentage Rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you pay to the lender.

The rates shown above are the current rates for the purchase of a single-family primary residence. These rates are not guaranteed and are subject to change. This is not a credit decision or a commitment to lend. Your rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors.

To guarantee a rate, you must submit an application to Southern Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 855-452-7272, by applying online, or by meeting with a mortgage loan officer.

Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice.

Find out how much you can spend.