Holiday ACH/Wire Processing Schedule
| DATE | STATUS | GUIDANCE |
|---|---|---|
|
January 1 New Year’s Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on January 1. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Tuesday, December 31st, will be sent Thursday, January 2nd. REMOTE DEPOSIT: Transactions submitted after 6PM, Tuesday, December 31st, will be effective Thursday, January 2nd. |
|
January 20 Martin Luther King Jr. Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on January 20. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Friday, January 17th, will be sent Tuesday, January 21st. REMOTE DEPOSIT: Transactions submitted after 6PM, Friday, January 17th, will be effective Tuesday, January 21st. |
|
February 17 Washington’s Birthday (Presidents Day) |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on February 17. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Friday, February 14th, will be sent Tuesday, February 18th. REMOTE DEPOSIT: Transactions submitted after 6PM, Friday, February 14th, will be effective Tuesday, February 18th. |
|
May 26 Memorial Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on May 26. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Friday, May 23rd, will be sent Tuesday, May 27th. REMOTE DEPOSIT: Transactions submitted after 6PM, Friday, May 23rd, will be effective Tuesday, May 27th. |
|
June 19 Juneteenth National Independence Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on June 19. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Wednesday, June 18th, will be sent Friday, June 20th. REMOTE DEPOSIT: Transactions submitted after 6PM, Wednesday, June 18th, will be effective Friday, June 20th. |
|
July 4 Independence Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on July 4. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Thursday, July 3rd, will be sent Monday, July 7th. REMOTE DEPOSIT: Transactions submitted after 6PM, Thursday, July 3rd, will be effective Monday, July 7th. |
|
September 1 Labor Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on September 1. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Friday, August 29th, will be sent Tuesday, September 2nd. REMOTE DEPOSIT: Transactions submitted after 6PM, Friday, August 29th, will be effective Tuesday, September 2nd. |
|
October 13 Columbus Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on October 13. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Friday, October 10th, will be sent Tuesday, October 14th. REMOTE DEPOSIT: Transactions submitted after 6PM, Friday, October 10th, will be effective Tuesday, October 14th. |
|
November 11 Veterans Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on November 11. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Monday, November 10th, will be sent Wednesday, November 12th. REMOTE DEPOSIT: Transactions submitted after 6PM, Monday, November 10th, will be effective Wednesday, November 12th. |
|
November 27 Thanksgiving Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on November 27. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Wednesday, November 26th, will be sent Friday, November 28th. REMOTE DEPOSIT: Transactions submitted after 6PM, Wednesday, November 26th, will be effective Friday, November 28th. |
|
December 24 Christmas Eve |
Offices close at noon No ACH/Wire/Remote Deposit processing after 12:00 Noon. |
No ACH/WIRE/REMOTE DEPOSIT processing after 12:00 Noon |
|
December 25 Christmas Day |
Offices closed No ACH/Wire/Remote Deposit processing. |
ACH: No ACHs will process on December 25. Create, approve, and submit files one day earlier than normal. Schedule settlement for before or after the holiday. WIRES: Transactions submitted after 3:30 PM Tuesday, December 24th, will be sent Thursday, December 26th. REMOTE DEPOSIT: Transactions submitted after 6PM, Tuesday, December 24th, will be effective Thursday, December 26th. |
Frequently Asked Questions
What is the ACH cutoff time?
4PM
Who should I contact in the event I need help with accommodating these dates into my normal processing schedule?
Please contact the Treasury Management team at 573-778-1990.
What happens if I miss the cutoff time for an ACH?
You can adjust the settlement date for the next available date. If the next available settlement date will not work for your needs, you can request a Same Day ACH.
Is there a fee for a Same Day ACH?
Yes, the fee is $50.00 per batch plus $.25 per item/recipient. A form will need to be signed by a resolution holder for this request.
Who do I contact to request the Same Day ACH form?
Please contact Treasury Management at 573-778-1990.
If I have account analysis, will this fee be added to analysis?
No, this will be a separate hard charge to the account.