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Money Management


How to Save Time and Money

As Benjamin Franklin once declared, “Time is money.” Which may be true, but it’s nice to have plenty of both, right? Achieving that may be easier than you think, and you can start with these simple steps.

MONEY SAVER TIP: Stop paying fees on your bank account. It’s your money, so why are you paying a bank to keep it? If your current checking account has a monthly service fee or other recurring fee attached to it, it’s time for a better alternative. Kasasa from Southern Bank is rewards-based checking that is absolutely free, no matter what. So you can benefit from rewards such as 4% Cash Back on Debit Card Purchases* or 3.01% APY* on balances up to $15,000, with no minimum balance requirements, no monthly service fee and unlimited checking writing. Compare accounts to see which makes sense for you.

TIME SAVER TIP: Stop worrying about getting to the bank by 5 p.m. Your banking needs don’t just happen between 9 and 5. We get it. And to help you keep your finances in order, we offer free tools like mobile banking that allow you to bank anytime, anywhere. From mobile check deposit to bill pay and account transfers, it’s access at your fingertips. And if you prefer to speak to a real Southern Bank representative, visit one of our convenient Interactive Tellers (ITMs), which are open to 7 a.m. to 7 p.m. Monday through Friday, and 7 a.m. to 3 p.m. on Saturday and offer a variety of services such as:

  • Withdrawal from checking/savings
  • Cash or check deposit to checking/savings
  • Cash check
  • Cash/check payment to safe deposit box
  • Cash/check payment to loan
  • Transfer funds
  • Withdrawal, deposit, transfer to HSA

You can locate an ITM near you here.

MONEY SAVER TIP: Stop paying money to get money. It’s all too easy while traveling to find yourself in need of cash. And there’s nothing quite like the sting of having to pay a fee to access your own money when using another bank’s ATM. So whether you’re all the way across the country or just a few too many blocks away from your local branch for convenience, we've got the solution. With any free Kasasa checking account enjoy refunds on ATM fees nationwide*, and never grimace again over a trip to the ATM. Get started

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Source: Southwest Strategic Marketing, LLC © 2015 Harland Clarke Digital®