Online Banking & Bill Pay

Have control over your banking 24 hours a day, 7 days a week.

With convenient, secure online banking and bill pay, a number of banking tasks are available to you from anywhere with internet access. Simply go online to view your balance, stop a payment, transfer funds, pay bills, and more – even conduct person-to-person transfers through POP Money. Sign up for simplified banking today.

Online Banking After Hours Assistance:


Online Banking
  • Free, convenient, secure service for customers with a Southern Bank account
  • Have 24/7 online control over nearly every aspect of your accounts:
    • View real-time account balances
    • View detailed transaction information and account history for 24 months
    • View check images
    • Stop Payment on a check
    • View your entire Southern Bank business relationship on one screen
    • Transfer funds between your Southern Bank accounts and external accounts
    • Download account information to financial software such as QuickBooks, Quicken, or Microsoft Money
    • Exchange secure electronic messages with Southern Bank
    • Use the Electronic Check Register to categorize deposits and withdrawals
    • View future cash balances with Bill Pay & transfer usage
    • Personal Finance Manager – view all of your accounts, at various institutions and companies in one secure location. 

Online Banking After Hours Assistance:


Online Bill Pay
  • Make one-time or recurring payments with ease:
    • Schedule payments in advance
    • Set up payment reminders and notifications
  • Ensure payments are received on time
  • Have all payee information saved in one convenient place
  • Avoid paper clutter and long periods of check preparation
  • More secure than paper billing
  • Save money on postage, checks, and trips to a branch
  • Available for $6.95 per month or for free with our Kasasa® accounts
  • Unlimited payments
POP Money

The days of disguising checks in the mail are over. Popmoney enables you to make and receive account-to-account transfers to friends, family members, and others, using your online banking portal. Notifications are automatically sent via email, alerting the recipient that a transfer has been made. Plus, Popmoney keeps your information secure by cutting information exchange down to a minimum.

Service Details

  • Quickly and easily send money from your checking or savings account*
  • Conveniently available within online banking
  • Send notification to contacts via email or text
  • Minimal information required:
    • Recipient's name
    • Recipient's email address or mobile number
  • No need to exchange private account information
  • Users can receive money at one of the following:
    • In their eligible account online at their bank (if it's a member of the Popmoney network)
    • Online at Popmoney.com
  • Save valuable time; no trips to the bank necessary 

Send money in three easy steps:

  1. Send to the recipient's email or mobile
  2. They get notified to deposit their money
  3. Money goes directly to their bank account

Request money sent to you

  1. Request money from a person or a group
  2. They get notified to pay the request
  3. Money goes into your account automatically
*Fees do apply. 
Personal Finance Manager

Southern Bank’s Personal Finance Manager offers you an integrated solution to have a clear view of your total financial life in one spot, including accounts and credit cards not associated with Southern Bank. Through a single sign-on, you can now see all your balance and transactions together.  Personal Finance Manager pulls all your financial information into one place, making it easy to see the entire picture.

Personal Finance Manager offers you all of the following options:

  • Integrated single sign-on for all accounts via Southern Bank Online Banking
  • Consolidate all your online access to other banks, credit cards, mortgages, loans, and investments into one centralized location
  • Aggregation of all transaction and balances, allowing you to categorize all your transactions on one site to simplify spending tracking and budgeting
  • Track spending by category and set budgets
  • Manage your debt
  • Figure your net worth

Personal Finance Manager is optimized to be utilized on all of your devices (including mobile, tablet, and desktop) so that you have access to your financial information whenever and wherever you need it.

Get started today by logging on to your Online Banking and select the PFM (Personal Finance Manager) at the top of the page.

Ready to sign up?

Follow a few simple steps to get enrolled today.