Southern Bank's Elite checking account is an interest bearing account designed exclusively for people who are 50 and older. Enjoy 1.01% Annual Percentage Yield (APY)¹ on balances up to $10,000, and recieve a free box of checks² when you open the account.
Southern Elite
An interest bearing account option.

Account Details
Here's what you can expect:
- 1.01% APY¹ on balances up to $10,000.
- One free box of standard checks.2
- $100 minimum deposit to open an account.

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Features
This account comes with these EXTRA features:

Online Banking

Mobile Banking

Mobile Deposit

Mastercard® Debit Card

Access to CardValet®

MoneyPass ATM's

Mailed or electronic statements

One box of standard checks
SERVICE FEE
A $2.00 monthly service fee applies, but can be easily avoided by:
- Enrolling in electronic statements, OR
- Maintaining an average monthly balance of $2,500
Disclosures:
11.01% Annual Percentage Yield(APY) paid on balances up to $10,000. Balances over $10,000 earn 0.10% APY. Southern Elite rates effective December 23, 2022 and are subject to change daily. Minimum deposit to open an account is $100. Available to individuals only.
2Only one free box of checks per account. The box of checks must be ordered when the account is opened.