Southern Elite

An interest bearing account option.

Southern Bank's Elite checking account is an interest bearing account designed exclusively for people who are 50 and older. Enjoy 1.01% Annual Percentage Yield (APY)¹ on balances up to $10,000, and recieve a free box of checks² when you open the account.


This account comes with these EXTRA features:

MoneyPass® Network ATMs: Reduce ATM fees by using any MoneyPass® Network ATM. Find an ATM near you.


A $2.00 monthly service fee applies, but can be easily avoided by:

  • Enrolling in online statements, OR
  • Maintaining an average monthly balance of $2,500


11.01% Annual Percentage Yield(APY) paid on balances up to $10,000. Balances over $10,000 earn 0.10% APY. Southern Elite rates effective December 23, 2022 and are subject to change daily. Minimum deposit to open an account is $100. Available to individuals only.

2Only one free box of checks per account. The box of checks must be ordered when the account is opened.

3Enroll within online banking.

Ready to open a Southern Elite Account?