Southern Elite

An interest bearing account option.

Southern Bank's Elite checking account is an interest bearing account designed exclusively for people who are 50 and older. Enjoy 1.01% Annual Percentage Yield (APY)¹ on balances up to $10,000, and receive a free box of checks² when you open the account.


This account comes with these EXTRA features:

MoneyPass® Network ATMs: Reduce ATM fees by using any MoneyPass® Network ATM. Find an ATM near you.


A $2.00 monthly service fee applies, but can be easily avoided by:

  • Enrolling in online statements, OR
  • Maintaining an average monthly balance of $2,500


11.01% Annual Percentage Yield(APY) paid on balances up to $10,000. Balances over $10,000 earn 0.10% APY. Southern Elite rates effective December 23, 2022 and are subject to change daily. Minimum deposit to open an account is $100. Available to individuals only.

2Only one free box of checks per account. The box of checks must be ordered when the account is opened.

3Enroll within online banking.