Christmas Club Savings Account

Plan ahead and save for Christmas.

Christmas Club Savings from Southern Bank helps you to set aside funds year-round for holiday-related expenses. Have one less thing to worry about this year by preparing early.

Little boy shopping with adults

Account Details

Here’s what you can expect:

  • Competitive interest on entire balance.¹
  • No monthly service fee.
  • No minimum balance requirements.
  • Early withdrawal subject to penalty²
  • Minimum deposit to open account is $3.
  • Funds automatically transferred into your Southern Bank checking account via an ACH transaction the last week of October.

Set your goal. Customize your savings plan.

To get the most from this account, set up direct deposit or a recurring transfer from your Southern Bank checking. You can also make additional deposits as often as you like. Here are some common savings plans:

  • $3.00 per week for 50 weeks - $150.00
  • $5.00 per week for 50 weeks - $250.00
  • $10.00 per week for 50 weeks - $500.00
  • $20.00 per week for 50 weeks - $1,000.00

Use our Saving for a Goal > calculator to make your own Christmas savings plan.


This account comes with these EXTRA features:

Don’t forget to enroll to receive free online statements - log in to online banking get started.


1Current interest rates are available upon request and are subject to change daily.

2Account holders who withdraw funds early forfeit any interest earned.

3Enroll within online banking.