Your financial journey is unique to you. That’s why we offer a variety of personal checking accounts designed to work for you and your goals. All with no fees if you enroll in electronic statements.
Checking Accounts
Checking accounts that account for everything
Most Popular Checking Account
Keeps Spending + Keeps Savings helps you save every time you spend.
It includes a checking account and savings account, and you keep the change on every debit card purchase with automatic round-up and deposit. Extra security is built in with IDProtect® and Cell Phone Protection.
Explore other options:
Southern Advantage
A great checking account option for those looking to earn interest.
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Southern Basic
Get exactly what you need with a simple, straightforward checking account.
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Southern Elite
A checking account for our well-deserving, 50+ customers who desire to earn interest.
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For Kids and Teens
First Spending with First Savings gets kids and teens started off right.
Make finances a shared interest with this account for Kids and Teens. Teach your child banking basics with built-in safety features, and the perfect level of control.
Benefits and Services
Your Mastercard® Debit Card
Your Mastercard® debit card comes with many benefits and perks. Find out how to take advantage of them all.