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APY = Annual Percentage Yield. Rates effective as of April 1, 2020. Fees may reduce earnings.

Free Kasasa Cash* Learn More

Balance Rate APY
$0 - $15,000 1.99% 2.01%
$15,000+ 0.05% 2.01% to 0.05%
All balances if qualifications not met 0.05% 0.05%

*$100 Minimum Required Opening Deposit


To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-statements
  • Have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle

If you don’t qualify one for the full rewards one month, don't worry! You’ll always have a free checking, plus a base interest rate of 0.05% APY*. And you can always get right back to making 2.01% APY* and enjoying refunds on ATM fees the next month you qualify.