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Save today for the holidays so you can enjoy every moment of the season.


A Christmas Savings account from Southern Bank helps you to set aside funds year-round for holiday-related expenses. The holidays already include a lot of moving parts. Have one less thing to worry about this year by preparing early.

  • Set aside funds year-round for the upcoming holiday season
    • Make deposits as often as you’d like or set up direct deposit
  • Competitive interest on entire balance
  • No monthly service fee
  • No minimum balance requirements
  • Funds released the last week of October, leaving plenty of time for a stress-free shopping experience
  • Funds automatically transferred via an ACH transaction upon maturity
  • Early withdrawal subject to penalty*
  • Avoid unwanted credit card debt and tight financial months
  • Free online banking
  • Free eStatements
  • Free mobile banking with mobile deposit
  • $3 minimum deposit to open

Customizable convenient savings plans to fit your needs:

  • $3.00 per week for 50 weeks - $ 150.00
  • $5.00 per week for 50 weeks - 250.00
  • $10.00 per week for 50 weeks - $ 500.00
  • $20.00 per week for 50 weeks - $1,000.00

*Account holders who withdraw funds early forfeit any interest earned.

Ready for a new account?

Provide a few basic details to start the simple process.