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Certificates of Deposit (CDs)

Get more out of your savings without sacrificing guaranteed earnings.

At Southern Bank, we offer fixed rate certificates, guaranteed for the term of your CD. Secure an even higher rate by selecting a longer term. Open a certificate for as little as $1,000 and choose from our wide range of terms available today.

  • Fixed rates, above standard savings
  • Receive an even higher rate by selecting a longer term
  • Locked-in rates provide more guarantee than other risky investments
  • A variety of terms ranging from 91 days to 5 years available
  • No setup or maintenance fees
  • Check periodically for special promotions
  • Early withdrawals subject to penalty
  • $1,000 minimum deposit to open

Ready to start saving?

Provide a few basic details to start the simple process.