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Savings & CDs

We have a savings account for goals of every shape and size. 

Statement Savings

This savings account is ideal for customers interested in saving for a rainy day. Take advantage of competitive interest on every dollar deposited and a low $100 minimum deposit to open.  

Children & Student Savings

This savings account is designed just for kids and students. It is never too early to teach the value of saving for the future. Benefit from competitive interest as you help kids and teens learn financial skills early in life. 

Christmas Club Savings

With Southern Bank Christmas Club account, you'll have one less thing to worry about this holiday season. Customize your convenient savings plan to fit your needs.

Money Market Accounts

Benefit from additional access to funds with tiered rates. We have two money market options to meet your needs. 

Certificates of Deposit (CDs)

We offer fixed rates above standard savings, with a wide range of terms. Open a certificate for as little as $1,000. Establish a guaranteed form of savings today!

Individual Retirement Accounts (IRAs)

You can build a secure future and maybe even a tax break* at the same time with an IRA from Southern Bank. We offer competitive rates and low maintenance fees.