Did you know your Southern Bank is partnered with MoneyPass ATM network? MoneyPass ATM Network is a surcharge fee free network offered by more than 32,000 ATMs. A surcharge fee is a fee that is charged to cardholders by the owner of an ATM. Surcharge fees have been growing and many are as high as $5 or more! Southern Bank debit cardholders can use any MoneyPass ATM and avoid paying the surcharge fee charged at that ATM. MoneyPass ATMs are easy to find. Just search on moneypass.com or use the MoneyPass mobile app to find locations when you’re on the go. It’s all a part of Southern Bank’s goal to provide cardholders with connected convenience.