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Swap the empty pockets for cold, hard cash with the help of your free, rewarding Kasasa Cash Back® account.


Do you currently have an account with Southern Bank?

Enjoy no monthly service fee, plus up to 4% cash back on debit card purchases*. That’s all on top of refunds on ATM fees, nationwide.* What’s not to like about a little extra cash? Sign up today!

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in eStatements
  • Have at least 1 automatic payment (ACH) direct deposit or auto debit post and settle

If you don’t qualify for the full rewards one month, don't worry!

Your Kasasa Cash Back account is still free, and there are no penalties for not qualifying. In fact, you can get right back to earning rewards the very next month!

Account available to residents of Missouri, Arkansas and Illinois only.

$100.00 minimum to open account. When qualifications are met, you will receive 4% cash back on check card purchases up to $150 in total check card purchases during the monthly qualification cycle or maximum total cash back of $6 per monthly qualification cycle.  The cash back rewards will be credited to your account on the last day of your statement cycle.  Domestic ATM fees incurred during monthly qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle.  ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.  ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our facilities.  ATM-processed transactions do not count towards qualifying check card transactions. $1 ATM Transaction fee is excluded from ATM refunds. Transactions may take one or more banking days from transactions date was made to post and settle the account. "Monthly Qualification Cycle" means a period beginning the first day of the month and ending the last day of the month; which is the same date period as your statement cycle.  Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if qualifications are met within monthly qualification cycle.  Accounts are available to Missouri, Arkansas and Illinois residents only.  Effective April 1, 2020. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Ready to open your account?

You’re only a few minutes away from a brand new account.

Do you currently have an account with Southern Bank?