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Free Kasasa Cash

Get the high interest you deserve with free Kasasa Cash® checking. Earn high interest and receive refunds on ATM fees, nationwide*. No monthly service fee or minimum balance requirements.

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Free Kasasa Cash Back

Enjoy free checking that pays you back — earn cash back on debit card purchases* and refunds on ATM fees, nationwide* each month, with no monthly service fee or minimum balance requirements.

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Premium 50

A free checking account for customers age 50 and over who want to earn interest. Benefit from competitive interest, no monthly service fee, and a free box of checks upon account opening.

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Health Savings Account (HSA)

This savings account is designed to give greater personal control over healthcare management and expenses and help prepare for qualified medical expenses.

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Statement Savings

This savings account is ideal for customers interested in saving for a rainy day. Take advantage of competitive interest on every dollar deposited and a low $100 minimum deposit to open.

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Children & Student Savings

This savings account is designed just for kids and students. It is never too early to teach the value of saving for the future. Benefit from competitive interest as you help kids and teens learn financial skills early in life.

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Christmas Club Savings

With Southern Bank Christmas Club account, you'll have one less thing to worry about this holiday season. Customize your convenient savings plan to fit your needs.

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Money Market Accounts

Benefit from additional access to funds with tiered rates. We have two money market options to meet your needs.

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Certificates of Deposit (CDs)

We offer fixed rates above standard savings, with a wide range of terms. Open a certificate for as little as $1,000. Establish a guaranteed form of savings today!

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Individual Retirement Accounts (IRAs)

You can build a secure future and maybe even a tax break* at the same time with an IRA from Southern Bank. We offer competitive rates and low maintenance fees.

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First Time Home Buyers Savings

Let us help you turn your dream of home ownership into a reality.

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