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Home Mortgage Loans

Go from shopping for homes to your move-in date with the help of Southern Bank.

Our mortgage lenders are able to offer a wide range of financing options to suit a variety of needs. Whether you’re a first-time homebuyer or looking to refinance, we offer competitive rates, customized repayment terms, and localized processes.

  • Competitively low rates for the financing, refinancing, or construction of your home
  • Available for primary residences, second homes, vacation homes, and investment properties
  • A robust suite of available mortgage options:
    • USDA Rural Development programs
    • Fixed-Rate Mortgages
    • Adjustable-Rate Mortgages (ARMs)
    • VA Loans
    • FHA Loans
    • And more!
  • Easy pre-qualification process for extra confidence when starting the home search process
  • Refinance your current property to potentially lower your rate
  • Streamlined process supported by our locally based decisions
  • Exceptional assistance channeled through a lending team that’s experienced in the local real estate market

Learn More

For more information on rates, common terms, and the mortgage process, explore our Mortgage Web Center or locate a mortgage loan officer near you.

Ready to finance a home?

Apply online for a mortgage loan today.