Mortgage Loans

There's no place like home.

Young Couple sits on the porch of their home.

There's a lot that goes into buying a home, but we're here to help you make an informed decision. Whether you're a first-time homebuyer or looking to buy or build your home, at Southern Bank you can find competitive rates, customized repayment terms, and localized processes.

Loan Types

Find out what loan type is right for you:

Fixed-Rate Mortgages

A fixed-rate mortgage has an interest rate that remains the same for the life of the loan. A fixed-rate mortgage is the most popular type of financing because it offers predictability and stability for your budget.

A young couple uses their computer to research a home loan.

Home Buyer Help

A complete guide to buying a home.

Learn what to expect as you plan ahead, prepare your finances, and work your way through the home buying process.