Mortgage Pre-qualification

Get pre-qualified for a mortgage.

A few things to know before you start:

  • You must be at least 18 years old.
  • You must be a legal resident of the United States.
  • Know your annual household income.
  • Know your annual household debt.

Disclosures:
A prequalification request is an inquiry only, not a mortgage loan application or a commitment to lend and no interest rate is promised or secured. An assessment will be performed to determine whether your income and debt-ratio may fit a current Southern Bank loan program. A credit decision will be made only after you submit a complete mortgage loan application and we are able to verify and fully evaluate your application request in accordance with the loan program you have selected and all underwriting criteria.
Loan approval is subject to credit approval and program guidelines. Interest Rate and program terms are subject to change without notice. Not all loan programs are available in all states for all loan amounts. Equal Housing Lender.

Asterisks (*) on Form labels indicate a required field.

Mortgage Pre-qualification | Southern Bank
Skip navigation
Southern Bank Logo Southern Bank Alternate Logo
  • About Us
    • Our Team
    • Careers
    • Investors
    • News
  • |
  • Locations
  • |
  • Support
  • |
  • Search
  • Personal
    • Online & Mobile Banking
      • Digital Banking Overview
      • Online Banking
      • Mobile Banking
      • Innovations
      • Card Valet® Fraud Prevention
      • Banking Tools
    • Checking & Savings
      • Bank Accounts Overview
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • CDs
      • Compare Accounts
    • Mortgage & Refinance
      • Home Loan Overview
      • Mortgage
      • Refinance
      • Home Equity
      • Find A Loan Officer
      • Home Buyer Help
      • Today's Rates
    • Loans & Credit
      • Loans & Credit Overview
      • Auto, ATV, RV, Boat
      • Credit Cards
      • Calculators
  • Business
    • Business Banking
      • Business Banking Overview
      • Business Accounts
      • Compare Business Accounts
      • Public Entities
    • Business Financing
      • Business Loans Overview
      • Agricultural Loans
      • Small Business Loans, USDA & RDA Loans
      • Working Capital Loans
      • Business Real Estate
      • Equipment Loans
      • Business Lending Team
    • Business Services
      • Business Services Overview
      • Cash Management
      • Remote Deposit Capture
      • Merchant Card Services
      • Business Credit Cards
  • Investing & Insurance
    • Investing & Insurance
      • Investing & Insurance Overview
      • IRA's
      • Wealth Management
      • Insurance
      • Investors

Account Login

close menu
Learn More > Enroll Now >
Southern Bank Alternate Logo
Login

Account Login

horizontal line horizontal line horizontal line
  • Search
  • Personal Banking>
    • Online & Mobile Banking>
      • Digital Banking Overview
      • Online Banking
      • Mobile Banking
      • Innovations
      • Card Valet® Fraud Prevention
      • Banking Tools
    • Checking & Savings>
      • Bank Accounts Overview
      • Checking Accounts
      • Savings Accounts
      • Money Market Accounts
      • CDs
      • Compare Accounts
    • Mortgage & Refinance>
      • Home Loan Overview
      • Mortgage
      • Refinance
      • Home Equity
      • Find A Loan Officer
      • Home Buyer Help
      • Today's Rates
    • Loans & Credit>
      • Loans & Credit Overview
      • Auto, ATV, RV, Boat
      • Credit Cards
      • Calculators
  • Business Banking>
    • Business Banking >
      • Business Banking Overview
      • Business Accounts
      • Public Entities
    • Business Financing >
      • Business Loans Overview
      • Agricultural Loans
      • Small Business Loans, USDA & RDA Loans
      • Working Capital Loans
      • Business Real Estate
      • Equipment Loans
      • Business Lending Team
    • Business Services >
      • Business Services Overview
      • Cash Management
      • Remote Deposit Capture
      • Merchant Card Services
      • Business Credit Cards
  • Investing & Insurance>
    • Investing & Insurance Overview
    • IRA's
    • Wealth Management
    • Insurance
    • Investors
  • About>
    • About Us
    • Our Team
    • Careers
    • Investors
    • News
  • Locations
  • Support
Close Overlay

You are about to leave BankWithSouthern.com

The link you clicked will take you to a third-party website. Southern Bank is not responsible for the content of, or products and services provided by this third-party, nor does it guarantee the system availability or accuracy of information contained in this site. The web site is not controlled by Southern Bank.

If you do not wish to leave the site, please click the “X” in the upper right hand corner, or reload the page in your browser.

CONTACT US
Southern Bank Logo

(855) 452-7272

  • CALCULATORS
  • SUPPORT
  • TOOLS
  • CAREERS
  • INVESTORS
  • NEWS
  • LOCATIONS

(855) 452-7272

Routing Number: 281573259

Copyright © 2022 - Southern Bank. All rights reserved.

Terms of Use | Privacy Policy | Accessibility | Smart Marketing

Equal Housing Lender Member FDIC
  • Facebook
  • Twitter
  • Instagram
  • LinkedIn
Equal Housing Lender Member FDIC