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Credit Card

Put your business in a position to make necessary purchases.
Visa® Business Bonus Rewards Card
Visa® Business Bonus Rewards Card
  • Enhanced purchasing power locally, across the globe, or online
  • Accepted anywhere Visa® is accepted, worldwide
  • 0.00% introductory APR for the first 6 billing cycles on purchases and balance transfers*
    • After that, a variable APR, currently 11.99% to 22.99%*
  • No annual fee*
  • Access to ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending
  • Free employee cards with individual card limits
  • Accumulate employee card rewards points to the business owner’s points total
  • Access to rewards program:
    • Earn one point for every net $1 you spend
    • Get a 25% bonus on all points earned every month, automatically1
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards2
    • $25 cash back with your first purchase3
    • Choose to redeem your points for cash back, merchandise, travel, and gift cards at popular retailers
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325
    • Easily track and manage your rewards activity online
  • Easy account access – view balances, transaction histories, and make payments from your computer
  • Easily replaced if lost or stolen  

Minimum requirements:

Authorized officer must be 18 years of age, have a U.S. address, and Social Security number. There are no requirements for minimum time in business. 

Terms & Conditions

*APR = Annual Percentage Rate. See terms and conditions for complete details. *The introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.  Balance transfer fees will apply.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points).
2 The Elan Rewards Program is subject to change. Points expire five years from the end of the quarter in which they are earned.
3 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.  First use bonus points are awarded only on Authorized Officer purchases. Monthly net purchase bonus points will be applied each billing cycle. Net purchases are purchases minus credits and returns.
Visa Business Card
  • Enhanced purchasing power locally, across the globe, or online
  • Accepted anywhere Visa is accepted, worldwide
  • Enjoy a longer intro rate:
    • 0.00% introductory APR for the first 12 billing cycles on purchases and balance transfers*
    • After that, a variable APR, currently 9.99% to 20.99%*
  • No annual fee*
  • Access to ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending
  • Free employee cards with individual card limits
  • Easy account access – view balances, transaction histories, and make payments from your computer
  • Easily replaced if lost or stolen 

Minimum requirements:

Applicant must be 18 years of age and have a U.S. address and Social Security number. 

Terms & Conditions

* APR = Annual Percentage Rate. See terms and conditions for complete details. The introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.  Balance transfer fees will apply.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
Visa Business Bonus Rewards PLUS Card
  • Enhanced purchasing power locally, across the globe, or online
  • Accepted anywhere Visa® is accepted, worldwide
  • 0.00% introductory APR for the first 6 billing cycles on purchases and balance transfers*
    • After that, a variable APR, currently 11.99% to 22.99%.*
  • $50 annual fee*
  • Access to a number of rewards:
    • Get a 50% bonus on all points earned every month - automatically1
    • Earn one point for every net $1 you spend
    • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
    • $50 cash back with your first purchase
    • Redemption starts at 2,500 points for $25 cash back, or redeem 25,000 points for round-trip airfare up to $325
    • Choose to redeem your points for cash back, merchandise, travel, and gift cards at popular retailers
    • Easily track and manage your rewards activity online
  • Access to ScoreBoard, an award-winning expense management tool to help you organize and track your overall spending
  • Free employee cards with individual card limits
  • Accumulate employee card rewards points to the business owner's points total
  • Easy account access – view balances, transaction histories, and make payments from your computer
  • Easily replaced if lost or stolen  

Minimum Requirements

Applicant must be 18 years of age and have a U.S. address and Social Security Number. In the event you do not qualify for either of the Visa Signature Bonus Rewards cards, you may receive a Visa Platinum Bonus Rewards card with the same great reward options as the Signature cards.

Terms & Conditions

*APR = Annual Percentage Rate. See terms and conditions for complete details. The introductory rate does not apply to cash advances. The rate will end early and increase to the APR for Purchases and Balance Transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.  Balance transfer fees will apply.
We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.
1 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points).
2 The Elan Rewards Program is subject to change. Points expire five years from the end of the quarter in which they are earned.
3 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.  First use bonus points are awarded only on Authorized Officer purchases.  Monthly net purchase bonus points will be applied each billing cycle. Net purchases are purchases minus credits and returns.