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Your insurance should protect what's important to you and create a legacy for future generations. At Southern Insurance Services, we take time to understand your needs and create a custom plan that fits your unique circumstances. We've made it our mission to provide you with reliable, quality insurance products.

Not FDIC insured. May lose value. No bank guarantee.

Contact our agents:

Johnny Hardcastle
Agency Manager
(573) 276-7090
Lisa Grissom
(573) 778-1848
Toni McClish
Customer Service Representative
(573) 778-1845

Hours and Locations

Monday - Friday 8:30 a.m. - 4:00 p.m.

303 West Market Street
Dexter, MO 63841
(573) 778-1845
106 Main Street
Gideon, MO 63848
(573) 778-1845
301 First Street
Kennett, MO 63857
(573) 778-1845

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  • Auto
  • Homeowner/Dwelling Coverage/Fire and EC
  • Motorcycle
  • Boat
  • ATV
  • Personal Umbrella
  • Hobby Farms
  • Flood
  • Medicare Supplement

Life Insurance

  • Whole Life
  • Term 
  • Interest Sensitive Whole Life
  • Accident Products


  • Farm and Ranch
  • Work Comp
  • Aircraft
  • Commercial Property
  • Business Personal Property
  • Commercial General Liability
  • Professional Lines (E&O, D&O, Cyber, ETC
  • Flood
  • Surety Bonds
  • Business Life, Accident and Health

We also specialize in servicing the insurance needs of industries such as:

Financial Institutions
Dynamite/Blasting Companies
Rental Properties
Surety Bonds
Nursing/Assisted Living Facilities
Artisan/Small Commercial
Flood (Residential and Commercial)