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Your insurance should protect what's important to you and create a legacy for future generations. At Southern Insurance Services, we take time to understand your needs and create a custom plan that fits your unique circumstances. We've made it our mission to provide you with reliable, quality insurance products.

Not FDIC insured. May lose value. No bank guarantee.



  • Auto
  • Homeowner/Dwelling Coverage/Fire and EC
  • Motorcycle
  • Boat
  • ATV
  • Personal Umbrella
  • Hobby Farms
  • Flood
  • Medicare Supplement

Life Insurance

  • Whole Life
  • Term 
  • Interest Sensitive Whole Life
  • Accident Products


  • Farm and Ranch
  • Work Comp
  • Aircraft
  • Commercial Property
  • Business Personal Property
  • Commercial General Liability
  • Professional Lines (E&O, D&O, Cyber, ETC
  • Flood
  • Surety Bonds
  • Business Life, Accident and Health

We also specialize in servicing the insurance needs of industries such as:

Financial Institutions
Dynamite/Blasting Companies
Rental Properties
Surety Bonds
Nursing/Assisted Living Facilities
Artisan/Small Commercial
Flood (Residential and Commercial)

Hours and Locations

303 West Market Street
Dexter, MO 63841
(573) 778-1845

106 Main Street
Gideon, MO 63848
(573) 778-1845

301 First Street
Kennett, MO 63857
(573) 778-1845


Monday - Friday 8:30 a.m. - 4:00 p.m.

Contact our agents:

Johnny Hardcastle
Agency Manager
(573) 276-7090

Lisa Grisham
(573) 778-1848

Kelly Ellis
(573) 778-1846