Protecting yourself from debit and credit card fraud
By: Southern Bank
|Published: April 9, 2019
Your credit is your financial reputation. Without a good "financial reputation" you may not be approved for loans or other important ventures, and you will pay more on credit when you are approved. Because it is so important, you should do all you can to protect your financial reputation (just as you would your personal reputation).
Read MoreDon't Get Hooked by a Scammer
By: Southern Bank
|Published: March 29, 2019
The sport of fishing is fun for everyone - except for the fish. If you've ever been a victim of a "phishing" scheme, you can sympathize with fish. Phishing is when you receive an email that appears to be from a legitimate company asking you to confirm your identity in some way. You click on a link, give your personal or financial information, and the end user (or thief) uses that information for various purposes. Here are some tips to help you avoid getting "hooked" by a phishing scam:
Read MoreUnderstanding the 50/30/20 Rule
By: Southern Bank
|Published: January 14, 2019
There are many, many ways you can develop a budget, create a savings a plan and organize your financial life. Some of them are simple, some are complex. But there are some basic best practices that apply to pretty much everyone, and the 50/30/20 rule falls into that category. The concept was first developed by Harvard bankruptcy expert and U.S. Senator Elizabeth Warren, and it works like this:
Read MoreStaying Secured When You Go Mobile
By: Southern Bank
|Published: January 8, 2019
Smartphones, tablets and laptops have become part of our daily life. We are a society of constant connection. Whether through email, social media or group chatting, we expect instant contact. We work and socialize on the go, but with this convenience comes a few things to remember to keep your financial information safe.
Read MoreWelcome to Southern Bank!
Published: December 10, 2018
We are excited to welcome the customers and team members of First Commercial Bank to our Southern Bank family. First Commercial Bank operated ten locations in southeast Missouri.
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