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Money Management Blog

Become a Better Saver

| Published: January 06, 2018
Saving money is a hurdle many people face. Some people feel they don’t have a large enough income to put anything in savings, while others make impulsive spending decisions with money they could be saving. The reality is that you should be saving money for your future – no matter your circumstances. The Federal Reserve Bank recommends you have a minimum $2,000 in savings to cover emergencies. The general rule of thumb is save approximately 20 percent of your income each month. So, how can you become a better saver?

Simplify Your Finances

| Published: January 02, 2018
It’s easier to get balance in your life when you simplify things. When it comes to your finances, there are a few steps you can take to make them more streamline.

How to Avoid Overdraft Fees

| Published: December 20, 2017
Overdraft protection is designed to cover your purchases if your account dips into the red. Let’s say you’re at a restaurant with friends and you have $100 in your checking account. You eat dinner and pay, only to find your electric bill cleared earlier than anticipated – so your account is now in the red. With overdraft protection, the difference is covered, but you’ll be charged a fee for that coverage. Overdraft protection is available for emergencies – and that’s how you should think of it. Unfortunately, that $35 dinner will now cost you approximately $25 more (depending on your financial institution’s overdraft fee). And, if other charges clear your account at the same time, an overdraft fee will be charged for each. These charges can add up.

3 Financial New Year’s Resolutions You Can Actually Keep

| Published: December 11, 2017
First, the bad news: 92% of people don’t keep their New Year’s resolutions, according to Forbes. But you can beat the odds. If you didn’t reach your financial goals last year, now is a great opportunity to set new goals – and follow through. Here are our top picks for easy-to-achieve financial resolutions.

Top 4 Tips for Black Friday Shopping

| Published: November 20, 2017
Last year, 154 million consumers hit stores and e-commerce sites on Black Friday weekend, according to the National Retail Federation. This year’s deals promise to attract even more shoppers. If you’re one of them, ensure you have all the tools to make the most of your shopping spree.