Phone: (573) 778-1800

Overdraft Protection


We've all been there. You are certain the check already cleared, but your deposit didn't go in when you thought. Prevent the hassles of an overdrawn account and insufficient funds fees by linking your checking account to another Southern Bank deposit or credit account.

Deposit Link Account Transfer Overdraft Protection links a DDA account to another account to cover an overdraft position (as balances allow). 6 per monthly cycle are free, $1.00 for excessive transfers.

Overdraft Line of Credit Protection has an initial setup and annual fee and interest rate available on request. Separate disclosure provided.