Phone: (573) 778-1800

Home Equity Loan Special

Southern Bank is proud to offer a Home Equity Line of Credit with these amazing features:

*Introductory rate for the first 9 months only. Special rate offer of 3.90% APR available only on new lines of credit with combined loan-to-value (LTV) ratio (including prior mortgages or liens) of 80% or less with a line amount of $20,000 or more. 4.90% APR for new lines of credit with LTV of 80.01% to 90% (including prior mortgages or liens) with a line amount of $20,000 or more. At the end of introductory period the APR may vary at the Prime Rate as published in The Wall Street Journal. Rates vary by loan-to-value limits. The variable rate for lines of credit is Prime plus 0% to Prime plus 1.00%. (As of 7/15/08 the APR can range from 5.00% to 6.00%). The APR may change daily but will not be lower than 5.00% APR nor exceed 18.00% APR. Offer subject to credit approval and is subject to change. Some restrictions may apply. The bank must be in a valid first or second lien position. Insurance must be carried on property securing this loan, including flood insurance, if applicable. Consult a tax advisor regarding deductibility of interest.