
Savings
Long-term growth, rainy day reserves, the shaping of a child's financial future and ensuring a wonderful holiday season - our savings accounts cover the essential elements of your life.
Savings Products

Money Market Platinum
The account balance determines interest rate and annual percentage yield by tiers. The minimum balance to open is $1,000 and there's no minimum balance to earn interest.
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Money Market Passbook
This money market account brings back the nostalgia of the old passbook account. Enjoy no monthly service charges and no minimum balance to earn interest. Find out more!
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Statement Savings
This account is ideally suited for customers interested in saving for a rainy day. The minimum to open is $100 and you will obtain interest on all balances.
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Children & Student Savings
This savings account is designed just for kids and students. It is never too early to teach the value of saving for the future.
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Christmas Club
With Southern Bank Christmas Club, you'll have one less thing to worry about this holiday season. We have several convenient savings plans that fit your needs.
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Certificates of Deposit (CD)
We offer fixed rate certificates and competitive rates, with a wide range of terms. Open a certificate for as little as $500. Get started today!
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Individual Retirement Accounts (IRA)
You can build a secure future and give yourself a tax break with an IRA from Southern Bank. We offer competitive rates and a wide range of terms.
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