Kasasa Cash


Free checking that pays you the 3.01% APY* you deserve.

Kasasa Cash is an interest-bearing, free checking account that puts 3.01% APY* right in your pocket. After all, it's your cash so you should benefit the most from it. There's no monthly service fee to worry about. Just you getting the most for your money, every month. Do you Kasasa?®

Kasasa Cash is perfect for you if you want:

  • Free checking that gives you extra cash each month
  • 3.01% APY* on balances up to $15,000
  • 3.01% to 0.15% APY on balances over $15,000 depending on balance in account*
  • 0.10% APY* if qualifications aren't met
  • Up to $10 in Nationwide ATM Fee Refunds* when qualifications are met
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free check card
  • Free online banking
  • Free bill pay
  • Free eStatements

Earning your rewards is easy!

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 check card purchases post and settle per qualification cycle
  • Receive your monthly statement through online banking
  • Have at least 1 direct deposit or 1 auto debit (ACH) post and settle per qualification cycle

If you miss a month, don't worry!

You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus you get a base 0.10% APY* and you get right back to making 3.01% APY* and enjoying ATM refunds the next month you qualify.

We're working to give back to our Southern Bank customers with this great interest checking account. Get yours today!

Account available to residents of Missouri and Arkansas only.

*APY=Annual Percentage Yield. APYs accurate as of 02/01/2014. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at one of our branches. ATM withdrawals do not count as qualifying check card transactions for purposes of earning rewards within this account. (2) balances up to $15,000 receive APY of 3.01%; and (3) balances over $15,000 earn 0.15% APY on portion of balance over $15,000, resulting in 3.01% - 0.48% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. Account available only to residents of Arkansas and Missouri. Minimum to open account is $100. No minimum balance required and no monthly service charge. Available to personal accounts only.

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