Kasasa Cash

Summary

Free Checking That Pays You The 4.01% APY* You Deserve (In Cash)

Kasasa Cash is an interest bearing, free checking account that puts 4.01% APY* right in your pocket. After all, it's your cash so you should benefit the most from it. No short-term. Just you getting the most for your money, every month. Kasasa Cash. Do you Kasasa?

Kasasa Cash is perfect for you if you want:

• Free checking that gives you extra cash each month
• No minimum balance
• Nationwide ATM fee refunds
• Free online banking
• Free bill pay

To get 4.01% APY* do the following each month:

• Have at least 12 check card purchases post and clear per qualification cycle
• Receive your monthly statement through online banking
• Have at least 1 direct deposit or 1 auto debit (ACH) post and clear per qualification cycle

If you miss a month, don't worry!

You will still enjoy free checking and there's no penalty for not qualifying in a given month. Plus you get a base 0.10% APY* and you get right back to making 4.01% APY* and enjoying ATM refunds the next month you qualify.

We're working to give back to our Southern Bank customers with this great interest checking account. Get yours today!

Account available to residents of Missouri and Arkansas only.

_{*Reward rate 4.01% Annual Percentage Yield (APY) paid on balances between one penny and $15,000, and 0.75% APY paid on the portion of the balances above $15,000 each cycle the qualifications are met. ATM fee refunds nationwide each cycle qualifications are met. If you do not meet the qualifications per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive ATM fee refunds for that time period. Rates as of December 2, 2011 and are subject to change. Account available to residents of the following counties: MO-Butler, Christian, Carter, Dunklin, Greene, Mississippi, New Madrid, Ripley, Scott, Stoddard, Webster; AR-Clay, Craighead, Greene, Independence, Pulaski, Mississippi, White. Minimum to open account is $100. No minimum balance required and no monthly service charge. Available to personal accounts only.}